If you’re looking for brokers that offer swap-free, also known as Islamic accounts without requiring any religious proof, you’re in luck as several reputable ones make this feature widely accessible. These accounts remove overnight interest charges, perfect for swing and position traders, or anyone who wants to avoid extra fees on their open positions.
Here’s the list of six regulated brokers that provide swap-free trading openly to all, with no faith-based restrictions mentioned in their terms. Details are current as of early 2026. Always double check on their sites, as policies may depend on regions.
XM
With XM you can ask for a swap-free upgrade on Ultra Low or Shares account after opening a standard one. Once activated, there’s no interest on overnight positions.
Trading conditions as below:
- Over 1,000 instruments in forex, stocks, commodities, indices, and cryptos
- Spreads from 0.6 pips, no commissions
- Platforms include MT4, MT5, and mobile app
- Leverage up to 1:1000
- Minimum deposit of $5
There are no extra commissions, widened spreads or admin fees for swap-free, and you can hold trades for as long as you like.
Pepperstone
Pepperstone offers swap-free on Standard and Razor accounts, available to any trader via a request or account settings switch.
Trading conditions as below:
- Over 1,200 instruments in forex, indices, commodities, shares, cryptos
- Spreads from 0.0 pips plus a $7 round-turn commission
- Platforms include MT4, MT5, cTrader, and TradingView
- Leverage up to 1:500
- No minimum deposit, though $500 is often recommended
The catch: A 5-day grace period before an admin fee of around $100 per standard lot on FX and metals applies from day 6, which is fine for short-to-medium holds, but not ideal for long-term positions.
AvaTrade
AvaTrade also makes swap-free easy: after funding, traders can request it from client support, and it may take a day or two to be processed.
Trading conditions as below:
- 1,250+ instruments in forex, stocks, bonds, commodities, cryptos
- Fixed spreads from 0.6 pips, no commissions
- Platforms include MT4, MT5, WebTrader, and AvaTradeGO app
- Leverage up to 1:400
- Minimum deposit of $100
The catch: Some pairs may see slightly wider spreads to offset the swap removal, and high-yield or exotic instruments might see restrictions. The limit is up to 5 days swap-free on most positions, beyond that, daily admin fees may apply.
Exness
Exness is one of the most generous here with swap-free status applicable to all account types: Standard, Pro, Zero, Raw Spread.
Trading conditions as below:
- 100 instruments in forex, metals, cryptos, energies, indices, and stocks
- Spreads from 0.0 pips plus low commissions
- Platforms include MT4, MT5, or their terminal
- Leverage up to unlimited. For conditions, see our guide on Brokers offering the highest leverage.
- Minimum deposit of $10
There are no extra spreads, commissions, or admin fees for swap-free, and you can hold positions indefinitely, making it excellent for long-term traders.
RoboForex
RoboForex provides swap-free on Pro, ProCent, and R StocksTrader accounts, which can be requested in the client area.
Trading conditions as below:
- 12,000+ instruments in forex, stocks, ETFs, commodities, metals, cryptos
- Spreads from 0 pips
- Platforms include MT4, MT5, and R Trader
- Leverage up to 1:2000
- Minimum deposit $10
There are no extra fees or widened spreads for swap-free, nor limit on holding period.
Plus500
Plus500 offers swap-free on Standard and Pro accounts, which can be chosen during registration or via support.
Trading conditions as below:
- 2,800 CFDs cover forex, stocks, indices, commodities, cryptos, ETFs, and options
- Spread-only from 0.8 pips
- Proprietary web and mobile platform
- Leverage up to 1:300
- Minimum deposit $50
There are no separate fees for swap-free and positions can stay open as long as needed. It’s straightforward for beginners or those who prefer a spread-only model.
Conclusion
These are the brokers that can offer swap-free accounts to all traders. For tighter spreads and execution, Pepperstone or Exness shine, but if you’re planning longer holds, XM, Exness, RoboForex, or Plus500 can help dodge time-based fees.